Terms and conditions for subscription planning
These terms govern your use of folenavique’s subscription-based financial planning services. Please review them carefully before engaging our services.
September 5, 2025
Acceptance of terms
By subscribing or using our services, you confirm that you have read, understood, and agree to these terms and conditions. Continued use constitutes acceptance of any updates.
Definitions
For clarity, these terms use specific definitions as outlined below.
“Service” means ongoing, subscription-based financial planning provided by folenavique for a flat monthly fee.
“Subscriber” refers to any user who has registered and paid for the service.
“Consultation” means any scheduled session between a subscriber and an accredited adviser.
“Agreement” refers to these terms and any related policies.
Service usage
Subscribers receive ongoing access to planning consultations, reviews, and documentation for the period covered by their subscription.
Eligibility
Only Australian residents aged 18 and over may subscribe. By enrolling, you confirm you meet these criteria.
Service not available to minors or non-residents.
Your responsibilities
Subscribers must provide accurate information and notify folenavique of any changes relevant to their service.
Prohibited uses
You may not use our service for unlawful or unauthorised purposes.
Intellectual property
All content, trademarks, and materials on this site remain the property of folenavique and are protected by Australian intellectual property laws. Unauthorised reproduction or distribution is prohibited.
User content
Any information you provide remains your responsibility. We reserve the right to remove content that violates our terms.
Your content rights
You retain rights to your submissions but grant folenavique a licence to use them for service delivery and compliance.
Privacy and data protection
Your information is managed in accordance with our privacy policy and Australian law. We prioritise security and confidentiality.
See privacy policyDisclaimer and liability limits
Our services are advisory in nature. Results may vary and past performance does not guarantee future outcomes.
Important notice
All advice is general and not tailored to individual financial situations. Seek professional advice before making major decisions.
Limitation of liability
folenavique is not responsible for losses resulting from reliance on our content or services, except as required by law.
Indemnification
You agree to indemnify folenavique for any claims arising from misuse of our services or website.
Dispute resolution and law
Any disputes arising from these terms will be resolved under Australian law.
Arbitration
In the event of a dispute, parties agree to attempt resolution through arbitration before pursuing court action.
Arbitration does not waive your statutory rights in Australia.
Online dispute resolution
Australian clients may use the government’s online dispute resolution platform for complaints.
Access dispute resolution platformSeverability
If any term is found unenforceable, the remainder stays in effect.
Entire agreement
These terms, along with related policies, represent the full agreement between you and folenavique.
Applicable law and jurisdiction
These terms are governed by Australian law. All disputes are subject to jurisdiction in Australia.
Termination
You may end your subscription at any time. Service continues through your current billing cycle.
Changes to terms
folenavique may modify these terms at any time. Updates will be posted online. Continued use implies acceptance.
Contact for terms
For questions about these terms, please reach out using the details below.
Contact email: content@folenavique.com
Contact phone: +61.2.7775.8986
Contact address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia
Effective date: September 5, 2025
Version: 2.0